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2022 HEALTH AND WEALTH VIRTUAL FAIR

Financial Wellness

Financial Wellness

What is Financial Wellness?

It’s two things:

  1. Feeling good about your financial situation
  2. Knowing what to do next with your money

No matter how you’re feeling – unsure, worried, positive, or excited- the resources below can help you manage your financial life so you can feel good about what you’re doing- and what to do next.

Deferred Compensation

Are you making the most of your workplace savings? Let’s take a closer look.

My Benefits

Your first step? Enroll in your County 401(k) Shared Savings and Section 457 Plans!

Enroll Now

Be sure to designate or update your beneficiaries so your loved ones are protected.

Beneficiary Information (Login required)

So, you’ve decided it’s time to take a closer look at your finances. Now what? Here is a webcast that is built to give you clear next steps to help make sure you’re on track to achieve your goals – whether you work with an advisor or do it yourself. The presenters take a look at the questions you should be asking, ways to be a more tax-savvy investor, and how an annual financial review can help protect and pass on what you’ve built.

Tackle Your Financial To-Do List

Life is rarely as simple as saving for one goal at a time. In this short video, get tips for managing multiple financial priorities.

Learn How to Save for Multiple Goals

If you are 50 or over, it’s a good time to start thinking about how Social Security fits into your overall plan. The right strategy could mean a significant difference in your retirement benefits. Take a look at this helpful tool to see how you can get the most for your future.

When Should You Claim Social Security?

Could your savings habits use a little fine tuning? Take a look at this simple rule for saving and spending.

Simple Rules for Saving & Spending

Watch a 20-minute video to learn how to create a retirement paycheck.

Turn Your Savings into Retirement Income

Here’s a quick read to help you consider four guidelines that may make your retirement journey a little less bumpy.

Four Guidelines for Your Retirement Journey

Andrew Kremer, CFP

County of Ventura employees, participating in a Fidelity retirement savings plan, have access to a dedicated workplace financial consultant. Andrew Kremer, CFP, is available to conduct appointments, answer your financial questions, and address your concerns virtually or by email.

Take a minute to meet Andrew!

If you would like to connect with Andrew, you can schedule a time to meet virtually by using Fidelity’s online scheduling system, or you can email him directly at Andrew.Kremer@fmr.com to request a time that is convenient for you.

Meet Your Dedicated Workplace Financial Consultant
Housing Benefits for County of Ventura Employees
Rental Benefits for County of Ventura Employees
Ventura County Employee Retirement Association Member Information

Ventura County Credit Union started in 1950, where it began operating out of the County Courthouse, just beneath a stairwell. Starting with just a few employees and one volunteer with a cash drawer, we began helping members with their financial goals. Back then our philosophy was simple: people helping people. This philosophy is no different today and we continue to strive to help members meet their financial goals every day. Today, VCCU has expanded to over $1 billion in assets and more than 80,000 members with even greater expected expansion ahead.

Locations: Ventura-Oxnard-Port Hueneme-Camarillo-Thousand Oaks-Simi Valley-Moorpark-RiverPark

Banks vs. Credit Unions

What’s the difference between a bank and a credit union?

Whereas a bank sets out to satisfy their pool of stockholders, a credit union, like VCCU, sets out to satisfy and fulfill our members’ expectations through lower loan rates, higher interest on deposits, and lower fees altogether.

Many banks charge unnecessary fees to disburse amongst their stockholders, but we believe in disbursing these perks to you in the form of lower fees and rates. In other words, our best interest is in you, and not a pool of investors. We also educate our members on financial management so that they are able to optimize their cash flow through our education programs. We also educate children of different ages to provide them with the knowledge they need to make the right financial decisions in the future.

As a VCCU member, you are also an owner of the organization and a valued part of our Credit Union family. And because we are a member-owned, not-for-profit, community-focused financial institution, everything we do benefits you.

VCCU proudly offers our members:

  • Comprehensive Financial Services

Whatever your financial goals, we offer a full scope of financial services to help you reach them, including savings accounts, checking accounts, investment opportunities, credit cards, loans, mobile and online banking, nationwide ATMs and more.

  • Great Rates

As a member-owned, not-for-profit financial institution, everything we earn is reinvested in you (rather than in stockholders’ interests, as is the case with many banks). This means we’re able to offer higher returns on deposits, lower loan rates and fewer fees.

  • Participation in Credit Union Direction

At VCCU, your opinion counts. As a member and an owner, you have the opportunity to make your voice heard and influence credit union decisions. If you’d like to get even more involved, we encourage you to volunteer to serve on our Board of Directors or Supervisory Committee.

  • Local Headquarters

Based in Ventura County since 1950, VCCU now has multiple branches throughout the region and has won multiple Ventura County Star Readers’ Choice awards. We love this community, and when you bank with us, your money stays local, helping to benefit our shared home.

  • Availability Anywhere

With convenient local branches, a nationwide network of more than 30,000 ATMs, and mobile and Online Banking services, VCCU is with you wherever you go.

  • Member Perks

Through our Preferred Partner network — which includes organizations such as the Ventura County Fair, TurboTax and beyond — you can take advantage of discounts, cash rewards and great savings opportunities.

  • Financial Education

As a VCCU member you have access to free financial counseling and a variety of educational resources through our partnership with BALANCE. We also offer Financial Education Opportunities throughout the year and newsletters to help keep you informed on special events and useful banking tips.

  • Community Involvement

When we help our community, we are all better off. VCCU supports a variety of nonprofits throughout the region, attends more than 400 community events per year and participates on more than 30 volunteer boards. As a member, you can help us make a difference. To learn more about our community involvement, please take a look at our annual report.

How to Become a Member

Join Our Family & Become a VCCU Member Today!

If you live, work or go to school in Ventura County or Santa Barbara County, you qualify for VCCU membership. Visit your nearest branch in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Moorpark or Simi Valley, California.

Whether you are a student or a business professional, we have many services that are tailored to each member from checking or savings accounts, to IRAs and more. Check out the many services we offer and find out how you can benefit as a member of VCCU today! You may contact us by email at cuadmin@vccuonline.net*, call us at 805.477.4000, or visit us at one of the locations listed above for more information about becoming a member. For your convenience, you also have the option to apply for membership online 24/7.

Get to Know Ventura County Credit Union: Member Benefits
EverFi Information

The Sustainability Division is housed under the County Executive Office and is composed of three initiatives: 3C-REN, VCREA, and Climate Action Plan. Under the Tri-County Regional Energy Network (3C-REN), County employees can take advantage of the Home Energy Savings program. Available for both multi-family and single-family properties, County employees can receive rebates and other incentives for energy efficient upgrades on their homes. Learn more at https://www.3c-ren.org/home-energy-savings.

Not sure you want to upgrade just yet? The Sustainability Division also offers a DIY-energy savings toolkit and an induction cooktop kit. Learn more at https://www.3c-ren.org/diy-savings.

Want to learn more on how to live sustainably? Join the Sustainability Division’s Brown Bag Lunch series, happening every third Thursday at 12:15 pm. Visit the Division’s webpage for employees to learn more. https://sustain.ventura.org/employees/

Visit the following website at https://sustain.ventura.org/ to learn more about the Sustainability Division.

The Division would also like County employees to know that the County offers commuter benefits. Employees can take advantage of the motorpool electric vehicles for County business, acquire a carpooling permit for preferential parking, and reserve a bike locker for biking to work. Employees can learn more about the Commuter Benefits by visiting this website. https://hr.ventura.org/benefits/commuter-benefits